Create Your Finlotus Budget & Cash Flow Plan

Use this foundational Finlotus template to capture your cash inflow and outflows for a 12 month period.

What you'll learn

Gain Financial Clarity

Create a 12-month budget view covering income, savings, fixed expenses, variable expenses, and discretionary spending

Break the Paycheque-to-Paycheque cycle

Gain a better understanding of your overall financial picture by capturing your ad hoc expenses for the year.

Master Your Cash Flow

Understand cash flow dynamics and optimize your income and expenses for a more secure financial future.

About the Creator

Hi, I’m Jen — a CPA, spreadsheet nerd, and founder of Finlotus, where I help people feel more confident and in control of their money. Through Finlotus, I work with individuals and organizations to create approachable, real-life financial plans that actually fit your life (not just your bank account). My goal is always to make money management feel less overwhelming and a lot more doable. I’ve always loved building spreadsheets that aren’t just functional, but also clean, clear, and even a little bit pretty. This Budget & Cashflow Template is a blend of my love for smart, intuitive design and my years of experience helping people get their finances organized. I hope it makes tracking your money feel a little easier—and maybe even a little fun.